We are exploring how important it is to you that your investments are in companies or countries that are socially responsible and have effective governance.

Don’t forget to complete the survey on your retirement savings by clicking the link below. The survey closes on 6th September.

Take the survey
Log in

The State Pension

spend icon

The State Pension is an income that’s provided by the Government.

Everyone receives a State Pension once they reach State Pension Age, and the amount you receive depends on how many ‘qualifying years’ you have when you reach that age.

‘Qualifying years’ just means how many years you’ve paid National Insurance contributions for.

There’s been a few changes to the State Pension age lately, and you can check at what age you’ll reach State Pension age by using the Government’s calculator: www.gov.uk/check-state-pension.

You can also use this to see how much you’re likely to receive. The maximum you can receive on the new, flat-rate State Pension is £168.60 each week from April 2019.

You’ll receive the new, flat-rate State Pension if you reached State Pension age after 6 April 2016. However, if you reached State Pension age before 6 April 2016, you’ll receive the State Pension based on the previous system.

The State Pension is an important part of your retirement planning but isn’t really enough to live on by itself, which is why being a member of a pension plan like the Morgan Sindall Plan and building up savings in your own pension is so important.

Use the links below to find out more.