Solving Problems and Complaints

If you have a query or problem relating to the Plan then please contact the Plan Administrator first.

If however you still don’t feel the matter has been resolved then you can contact the Trustee through the Internal Dispute Resolution Procedure outlined here.

Who should use this?

You can use this procedure if you are a current member of the Plan; a prospective member; someone who has a beneficial interest in the Plan or if you were in one of these categories in the six months before making a complaint.

If you are unable to make the complaint yourself, or if you prefer, you may ask a representative to act on your behalf.

Applications will also be accepted from an appropriate person who can act on behalf of a minor (or any person incapable of acting for themselves) and the personal representative of someone who has died.

How does it work?

You will need to contact the Plan Administrators and ask them to send you the Internal Dispute Resolution Procedure form which you’ll need to complete.  This is where you’ll outline what the problem is and as many facts about your case as possible along with your personal contact details.  You will then return it to the Plan Administrator and they will forward it to Morgan Sindall Group plc.

The Trustee Directors will then make a decision and will get back to you with their decision within two months of receiving your form. If they can’t make a decision within that timeframe (this is very rare), the Trustee Directors will explain why there’s a delay and offer a realistic date for their full reply.

Their final response will give the reasons for their decision along with any documentary or legislative support for it. If their decision is based on them exercising their discretionary powers, the Trustee Directors must say so (although they are not obliged to say why, or in what way, they have done so).

Written decisions by the Trustee Directors will contain information about your right to put the matter to The Pensions Advisory Service (TPAS) or the Pensions Ombudsman, and how those organisations can be contacted.

Please note:

This procedure only applies to complaints from members about the Plan. It does not apply to any complaints or disputes between employees and their employer or where court proceedings have started or are being investigated by the Pensions Ombudsman.